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Insurance Issues

Additional Insureds
  • Additional Insured Endorsements (1982 / 1.25 pages)
  • Additional Insured Endorsements (continued) (1982 / 0.75 page)
  • Additional-Insured Endorsements Provide Broad Coverage To Builders And Developers (1999 / 2.5 pages)
  • Additional Insureds (1988 / 1.75 pages)
  • Additional Insureds Revisited (1989 / 1 page)
  • Additional Named Insureds (1991 / 1.75 pages)
  • Court Interpretation Of Additional Insured Endorsements Can Spell Trouble For Tenants (1997 / 2.5 pages)
  • Fortifying Your Additional Insured Status (1997 / 2.5 pages)
  • Two Blanket Endorsements For Additional Insureds (2001 / 2 pages)
  • What You Should Know About Additional Insured Endorsements (2002 / 4 pgs)
 
Advertising Injury
  • Advertising Injury Coverage Under The CGL: Revisited (1993 / 4 pages)
  • Coverage Under "Advertising Injury" Provisions Of The CGL Policy (1992 / 3.75 pages)
  • Does The CGL Cover Trade Dress And Trademark Infringement? (1996 / 3 pages)
 
Aggregate Limits
  • Aggregate Liability Limits And Coverage Gaps (1985 / 0.5 page)
  • Aggregate Limits (1988 / 1.5 pages)
  • More On Aggregate Liability Insurance Limits (1986 / 0.75 page)
 
Asbestos
  • Asbestos Litigation--A Problem That Won't Go Away (2001 / 3 pages)
 
Automobile Liability
  • Auto Rentals, Part 1 (1987 / 1.75 pages)
  • Auto Rentals Coverage, Part 2 (1988 / 2 pages)
  • Coverage For Employee-Owned Autos Used On Company Business (1990 / 1 page)
  • Employee Use Of Vehicles On Company Business (1994 / 3 pages)
  • Employee Use Of Vehicles On Company Business (1999 / 3 pages)
  • Providing Business Auto Liability Coverage For Employees (1996 / 2.5 pages)
  • The Company Car And "Drive Other Car" Coverage (1996 / 2.75 pages)
 
Boiler/Machinery
  • Boiler & Machinery Insurance, Part 1: Coverage Often Misunderstood (2001 / 3 pages)
  • Boiler & Machinery Insurance, Part 2: Issues Following A Loss (2001 / 3 pages)
  • Boiler & Machinery Insurance, Part 3: Supplemental Coverages And Exclusions (2002 / 3 pgs)
  • Need For Prompt Reporting Of Boiler/Machinery Losses (1986 / 0.5 page)
 
Business Interruption
  • An Often Overlooked Risk: Transit Business Interruption (1981) (1981 / 1 page)
  • An Often Overlooked Risk: Transit Business Interruption (1996) (1996 / 1.5 pages)
 
Cancellation Provisions
  • Revised ISO-CGL Cancellation Provision (1985 / 0.75 page)
  • What Happens When Policies With Aggregate Retentions Are Cancelled? (1994 / 0.75 page)
  •  
    Certificates Of Insurance
    • Certificates Of Insurance (1988 / 3.75 pages)
    • The "Value" Of Certificates Of Insurance (1993 / 2.5 pages)
     
    CGL
    • 1989/90 Revisions To The 1986 ISO-CGL Forms (1990 / 1 page)
    • 1996 ISO-CGL Revisions At A Glance (1995 / 3 pages)
    • Advertising Injury Coverage Under The CGL: Revisited (1993 / 4 pages)
    • CGL Mutations (1986 / 0.5 page)
    • Coverage Improvements Under The Revised ISO-CGL Forms (1985 / 1.5 pages)
    • Coverage Under "Advertising Injury" Provisions Of The CGL Policy (1992 / 3.75 pages)
    • How The New CGL Aggregates Limit Protection Provided By Indemnity Agreements (1986 / 1.25 pages)
    • Insurance Premiums For Contractors May Depend On Subcontractors' Coverage (1989 / 0.5 page)
    • ISO-CGL Revisions At A Glance (2001 / 3 pages)
    • ISO Commercial Lines Simplification Project (1984 / 1.25 pages)
    • ISO Moving To Include Defense Costs In CGL Policy Limits (1988 / 0.5 page)
    • New ISO CGL Form: Proceed With Caution (1999 / 3 pages)
    • New ISO Policy Forms Create Need For Higher Liability Insurance Limits (1985 / 0.75 page)
    • Proposed Commercial Liability Policy Changes You Should Know  About (1991 / 1.25 pages)
    • Revised ISO-CGL Cancellation Provision (1985 / 0.75 page)
    • The Limited Liability Company (LLC): Covered By Standard Business Insurance Policies? (1995 / 1.75 pages)
    • Watch The Fine Print (1986 / 0.5 page)
     
    Claims-Made Coverage
    • Claims-Made Coverage (A Legal Perspective) (1985 / 0.5 page)
    • Resisting Claims-Made Coverage (1986 / 0.5 page)
    • The Transition From Occurrence To Claims-Made Coverage (1986 / 1.5 pages)
    • When Does Notice Of A Potential Claim Trigger Coverage In A Claims-Made Policy? (1996 / 3.5 pages)
     
    Contractual Liability
    • More On Implied Contractual Liability Coverage (1987 / 0.75 page)
     
    Cross-Liability Coverage
    • Excluding Cross-Liability Coverage (1987 / 0.75 page)
     
    Defense Issues
    • Prevent Potential Defense Coverage Disputes (1985 / 0.75 page)
    • The Check Is In The Mail: Who Fronts Defense Expenses? (1987 / 1 page)
     
    Directors And Officers Liability
    • Directors And Officers Liability (1986 / 1.25 pages)
    • Directors In The Hotseat: Is It Time To Quit? (2003 / 4 pages)
    • D&O Insurance Application Severability (2003 / 4 pages)
    • D&O Lessons And Insurance Implications From Recent Claims (2003 / 4 pages)
      D&O Spotlight: SEC Tries To Level Playing Field With Regulation FD (2000 / 2 pages)
      In Bankruptcy, How Accessible To Directors And Officers Are D&O Policy Proceeds? (2002 / 3 pgs)
    • Managing The Audit Committee Exposure (2000 / 2 pages)
    • Market Update: Directors & Officers Liability Insurance (2002 / 3 pgs)
    • More On Allocation (1995 / 2.5 pages)
    • New AIG D&O Policy Offers Insureds Mixed Bag (1995 / 3 pages)
    • Nordstrom Court Drives Stake Through Heart Of Insurers' Argument For Allocating Loss In D&O Insurance (1995 / 3 pages)
    • Obtaining Advancement Of Defense Costs In D&O Insurance Policies (1993 / 3 pages)
    • Securities Litigation Loss Prevention (1995 / 3 pages)
    • Some Pitfalls Of Directors & Officers Liability Policies (1993 / 1.75 pages)
    • Structuring D&O Insurance Programs: To Layer Or Not To Layer (2003 / 4 pages)
    • Take Our D&O IQ Test (1994 / 1.75 pages)
    • The Sarbanes-Oxley Act: Congress Jumps Into The Corporate Fray (2002 / 3 pgs)
    • The Securities Litigation Reform Act Of 1995 (1995 / 1.75 pages)
    • The Securities Reform Act: A First Year Review (1997 / 2.5 pages)
    • Tips For Good "Bad-News" Reporting (1995 / 3 pages)
    • Understanding And Adapting To Securities Litigation Reform (1996 / 3 pages)
    • Update On Directors And Officers Liability Insurance (1987 / 1.5 pages)
    • What Today's D&O Underwriters Look For (2003 / 2 pages)
    • What You Should Know About Directors & Officers Insurance Before A Corporate Bankruptcy (1999 / 4 pages)
    • Year 2000 Time-Bomb Heating Up For D&Os (1997 / 3 pages)
     
    Electromagnetic Field (EMF) Liability
    • Key Coverage Issues In Electromagnetic Field (EMF) Liability-Part 1 (1994 / 3.25 pages)
    • Key Coverage Issues In Electromagnetic Field (EMF) Liability-Part 2 (1994 / 3.5 pages)
     
    Endorsements
    • Additional Insured Endorsements (1982 / 1.25 pages)
    • Additional Insured Endorsements (continued) (1982 / 0.75 page)
    • Pyramid Endorsements (1991 / 1 page)
    • What You Should Know About Additional Insured Endorsements (2002 / 4 pgs)
     
    Environmental
    • 1996 Environmental Insurance Market Analysis: More And Better Options (1995 / 4 pages)
    • Burning Trash Can Be Risky Business (1987 / 0.75 page)
    • Changes In Environmental Regulations (1985 / 0.75 page)
    • Coverage For Pollution Incidents On Your Property (1992 / 2 pages)
    • Environmental Audits/Assessments (1988 / 1.5 pages)
    • Environmental Hazards Of Underground Tanks (1984 / 1.25 pages)
    • Environmental Impairment Insurance And Self-Insurance (1983 / 1 page)
    • Environmental Impairment Liability-When The Market Disappears? (1984 / 0.5 page)
    • Environmental Insurance Market (Part 1): Market Analysis And 1999 Forecast (1998 / 3.5 pages)
    • Environmental Insurance Market (Part 2) (1998 / 4 pages)
    • Exceptions To The Umbrella Pollution Liability Exclusion (1995 / 4 pages)
    • Key Environmental Statutes Affecting Real Estate (1989 / 0.5 page)
    • Litigating Environmental Claims: Litigation (1994 / 5.5 pages)
    • Litigating Environmental Claims: Settlement Strategies (1994 / 4 pages)
    • Managing Environmental Liability Risks In Property Transfers (1992 / 2 pages)
    • More On The Environmental Hazards Posed By Underground Tanks (1988 / 0.5 page)
    • Police Those Waste Haulers (1984 / 0.5 page)
    • Pollution Coverage In General Liability And Umbrella Policies-Part 1 (1989 / 3.75 pages)
    • Pollution Coverage In General Liability And Umbrella Policies-Part 2 (1989 / 3.75 pages)
    • Pollution Liability For Purchases Of Real Property Or Businesses (1991 / 0.75 page)
    • Watch Out! "Absolute Pollution Exclusions" Could Mean More Than You Think (1995 / 3 pages)
    • Will Environmental Management Standards Help Corporate Environmentalism? (1996 / 3 pages)
     
    Errors And Omissions Insurance
    • Liability And The Design Professional (1995 / 3.5 pages)
    • Liability And The Design Professional: Third Party Theories Of Recovery (1995 / 4.75 pages)
    • Writing Errors And Omissions Insurance Specifications In Contracts For Professional Services (1989 / 1.5 pages)
     
    Eviction
    • Constructive Eviction-Is It Insured Under Commercial Liability Policies? (1991 / 0.5 page)
     
    Excess Liability
    • Coverage Gaps in Following Form Excess Liability Insurance (1984 / 0.75 page)
    • Hidden Gaps In Excess Liability Defense Coverage (1984 / 1.5 pages)
    • How Underlying Insurer Insolvencies Affect Excess Liability Insurance (1984 / 0.5 page)
    • Structuring An Effective Excess Liability Insurance Program (1982 / 0.75 page)
    • Triggering Excess Coverage After Settling Within Primary Limits (1990 / 1.5 pages)
    • What You Should Know About Blended Excess Insurance Programs (1999 / 5.75 pages)
     
    Financial Guarantee Insurance
    • Financial Guarantee Insurance (1984 / 1.75 pages)
     
    Financial Insurance
    • Financial Insurance (1992 / 2.75 pages)
     
    General Claims Issues
    • Coverage For Business Risks (2003 / 2 pages)
    • Get Back To Basics When Tendering Liability Claims (1998 / 3 pages)
    • Understanding Reservation-of-Rights Letters And Non-Waiver Agreements (1998 / 4 pages)
    • Understanding The Scope Of Waiver-Of-Subrogation Clauses (2000 / 3 pages)
    • What You Should Know About An Insurer's Duty To Settle Claims (2002 / 3 pgs)
     
    General Liability
    • Pollution Coverage In General Liability And Umbrella Policies-Part 1 (1989 / 3.75 pages)
    • Pollution Coverage In General Liability And Umbrella Policies-Part 2 (1989 / 3.75 pages)
     
    Increase-In-Hazard Clauses
    • Application Of Increase-in-Hazard Clause Broadened (1984 / 0.75 page)
     
    Indemnity Agreements
  • How The New CGL Aggregates Limit Protection Provided By Indemnity Agreements (1986 / 1.25 pages)
  •  
    Invasion Of Privacy
    • Liability Coverage For Invasion Of Privacy (1991 / 1.25 pages)
     
    Liability Limits
    • Selecting Liability Limits In Contract Insurance Specifications (1990 / 1.75 pages)
    • Three Strategies For Getting The Maximum Bang Out Of Your Liability Insurance Buck (2000 / 3 pages)
     
    Miscellaneous
    • BOPs: Better Than Ever (2003 / 3 pages)
     
    Mold
    • A Fungus Among Us: Moldy Risk Management Issues, Part One (2001 / 2 pages)
    • Book Review: Mold: A Comprehensive Claims Guide (2003 / 2 pages)
    • Epidemic Of Mold Litigation Plagues Insurance Industry, Part 1 (2001 / 4 pages)
    • Mold: An Insurance Overview, Part 1 (2003 / 3 pages)
    • Mold: An Insurance Overview, Part 2 (2003 / 3 pages)
    • The Advent Of Mold Legislation In The United States (2002 / 3 pgs)
    • Toxic Mold Claims: The Case For Insurance Coverage (2001 / 3 pages)
     
    Nonconcurrency
    • The Umbrella Nonconcurrency Problem (1981 / 0.5 page)
     
    Nonconcurrent Liability
    • How To Fix Nonconcurrent Liability Programs (1983 / 1.5 pages)
     
    Occupational Disease Coverage
    • Umbrella Occupational Disease Coverage Limitation (1982 / 0.75 page)
     
    Occurrence Coverage
    • The Transition From Occurrence To Claims-Made Coverage (1986 / 1.5 pages)
     
    Occurrence Reporting
    • Reporting Liability Occurrences To The Insurer (1987 / 1 page)
     
    Oil And Gas Insurance
    • New Tax Law May Increase Offshore Oil And Gas Insurance Costs (1983 / 0.5 page)
     
    Other-Insurance Clauses
    • Other-Insurance Clauses In Liability Policies (1989 / 1.75 pages)
     
    Political, Terrorism and War Risks
    • Do War-Risk Exclusions In Insurance Policies Bar Coverage For Terrorist Attack? (2001 / 3 pages)
    • Managing Today's Political Risks (2001 / 4 pages)
     
    Product Liability
    • Bermuda Forms Impose Drastic New Restrictions On Product Liability Coverage (2003 / 3 pages)
    • California Workers Injured By Employers' Products Can Bring Tort Suits (1981 / 1 page)
    • Making The Recall Decision, Part 1 (2002 / 2 pgs)
    • Making The Recall Decision, Part 2 (2002 / 2 pgs)
    • Managing Product Liability Losses: A Risk Management Strategy (1994 / 6 pages)
     
    Property
    • Avoiding Property Coverage Problems (1997 / 4.5 pages)
    • Excess And Manuscript Property Insurance (1982 / 1.75 pages)
    • Focus On Property Insurance: Submitting To Examination Under Oath (2001 / 2 pages)
    • Managing Environmental Liability Risks In Property Transfers (1992 / 2 pages)
    • Property Insurance Market Update (2000 / 5 pages)
    • Property Owners Downzoning Law Loss Exposures (1984 / 0.5 page)
    • Proving A Property Insurance Loss (1992 / 0.75 page)
    • Risk Management Review: Loss-Limit Coverage: Alternative To Traditional Full-Limit Blanket Property Insurance (2000 / 2 pages)
    • Risk Management Review: Property Loss Valuation Considerations (2000 / 3 pages)
     
    Public Entities
    • Insuring Public Entity Employees (1982 / 0.5 page)
     
    Real Property/Business Purchases
    • Avoiding Liability Risks In Buying A Business (1993 / 1 page)
    • Key Environmental Statutes Affecting Real Estate (1989 / 0.5 page)
    • New Owners May Inherit Liability (1985 / 1 page)
    • Pollution Liability For Purchases Of Real Property Or Businesses (1991 / 0.75 page)
    • Real Estate Acquisition Liability (1987 / 1 page)
     
    Reinsurance
    • Policyholders Gain Unprecedented Access To Reinsurance (2003 / 3 pages)
     
    Reservations-Of-Rights Letters
    • Reservation-of-Rights Letters: A Risk Manager's Guide (1993 / 3.5 pages)
    • Understanding Reservation-of-Rights Letters And Non-Waiver Agreements (1998 / 4 pages)
     
    Retroactive Insurance
    • Retroactive Insurance (1981 / 0.75 page)
    • Retrospective Rating Plans: A Joint Management Process (1999 / 3.5 pages)
     
    Transportation
    • Cargo Claims Subrogation (2001 / 3 pages)
     
    Umbrella Liability
    • Following Form Umbrella Coverage (1989 / 1.75 pages)
    • How Umbrellas Respond When The Underlying Insurer Goes Broke (1984 / 1.25 pages)
    • Improvements In Umbrella Forms (1983 / 1 page)
    • More On How Umbrellas Respond When The Underlying Insurer Goes Broke (1987 / 1.5 pages)
    • Plan Ahead-Umbrella Liability Renewal (1984 / 0.5 page)
    • Pollution Coverage In General Liability And Umbrella Policies-Part 1 (1989 / 3.75 pages)
    • Pollution Coverage In General Liability And Umbrella Policies-Part 2 (1989 / 3.75 pages)
    • The Umbrella Nonconcurrency Problem (1981 / 0.5 page)
    • Umbrella Coverage For Implied Contracts (1986 / 0.75 page)
    • Umbrella Coverage For Wrongful Termination (1986 / 1 page)
    • Umbrella Coverage: Purpose And Scope (1989 / 1 page)
    • Umbrella Occupational Disease Coverage Limitation (1982 / 0.75 page)
    • Umbrella Policies Deserve Careful Review (1998 / 4 pages)
    • Understanding Fire Legal Liability Coverage (1996 / 3 pages)
    • What's Happening In The Umbrella Marketplace (1991 / 1.75 pages)
    • What to Look For In Umbrellas (1981 / 1.25 pages)
    • What to Look For In Umbrellas (1990 / 1.5 pages)
    • What Triggers Your Umbrella Coverage? (1986 / 0.75 page)
     
    Unemployment Insurance
    • Controlling Unemployment Insurance Costs (1984 / 1.75 pages)



    Topical Index  
    Administration Issues
    Alternative Risk Financing
    Construction
    Contracts
    Employee Benefits
    Employment-Related Liability
    Insurance Issues
    Litigation
    Workers' Compensation/Employers Liability Issues
    Risk Management
    Risk Management Professional Development
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